SWIC Build & Boost
A unique 12-month investment opportunity with guaranteed 2% monthly interest plus market-related growth on your accumulation pool.
SWIC Build
12-Month Investment with Guaranteed Returns
SWIC Boost
Enhanced Investment with Higher Potential
Investment Returns Calculator
Minimum: R10,000 • Maximum: R150,000
Investment Structure
70% Withdrawable (earns 2% monthly) + 30% Accumulation Pool (market growth)
How It Works
Register
Connect with a SWIC agent or register online
Invest
Make your initial investment (R10k-R150k)
Earn Returns
Receive 2% monthly interest plus accumulation growth
Withdraw
Access funds from month 3, full withdrawal at month 12
Investment Benefits
- • Guaranteed 2% monthly interest
- • Market-related accumulation growth
- • Partial withdrawals from month 3
- • Full access at month 12
Investment Structure
- • 70% withdrawable balance
- • 30% accumulation pool
- • 12-month investment term
- • Transparent tracking
Security & Compliance
- • Licensed FSP 12865
- • Regulated investment product
- • Secure fund management
- • Full POPIA compliance
Important Information
- • Investment amounts: R10,000 to R150,000
- • Investment term: 12 months
- • 70% of your investment earns 2% monthly interest (non-compounding)
- • 30% goes into accumulation pool with market-related growth
- • Partial withdrawals allowed from month 3 (from withdrawable balance + interest)
- • Full withdrawal including accumulation pool at month 12
- • KYC verification required before investing
- • Interest rates guaranteed, accumulation growth subject to market performance
- • Can be funded via: Direct investment or loan from MzazelaFinance.com
- • If funded by loan, you must pay loan interest monthly
Frequently Asked Questions
How does the 2% monthly interest work?
The 2% monthly interest is calculated on your withdrawable balance (70% of your investment) and is non-compounding. It's added to your total interest earned each month.
When can I withdraw my funds?
From month 3, you can make partial withdrawals from your withdrawable balance plus interest. At month 12, you can withdraw your full investment value including the accumulation pool.
What is the accumulation pool?
The accumulation pool (30% of your investment) grows with market-related returns allocated by administrators. This is separate from the guaranteed 2% monthly interest and provides additional growth potential.
Is my investment secure?
Yes, SWIC Build & Boost is a regulated investment product under FSP 12865. Your funds are managed securely and all transactions are fully tracked and transparent.
Ready to Build Your Financial Future?
Start your wealth-building journey with guaranteed returns today