SWIC Build & Boost
A unique 12-month investment opportunity with guaranteed 2% monthly interest plus market-related growth on your accumulation pool.
BUILD
Monthly Income Withdrawals
BOOST
Compound Growth for Maximum Returns
Investment Returns Calculator
Minimum: R350 | Maximum: R100,000
BUILD - Monthly Income Withdrawals
70% earns 2% monthly (non-compounding) + 30% accumulates with market interest
How It Works
Choose Option
Select BUILD for monthly income or BOOST for compound growth
Fund via Wallet
Invest through your Mzazela Wallet (BUILD min R350, BOOST min R1,000)
Earn Returns
BUILD: monthly withdrawals. BOOST: compound growth for 12 months
Receive Payout
BUILD: monthly from month 3. BOOST: full amount at month 12
BUILD Benefits
- • 2% monthly on 70% active pool
- • Monthly income from month 3
- • 30% accumulates with market interest
- • Receive capital + accumulation at month 12
BOOST Benefits
- • 2% monthly compound on 70% pool
- • All returns automatically reinvested
- • 30% accumulates with market interest
- • Maximum growth after 12 months
Security & Compliance
- • Licensed FSP 12865
- • Regulated investment product
- • Secure fund management
- • Full POPIA compliance
Important Information
- • Minimum investment: Starting at R500
- • Investment term: 12 months
- • Two options: BUILD (monthly income) or BOOST (compound growth)
- • BUILD: 70% earns 2% monthly (non-compounding), withdrawable from month 3
- • BOOST: 70% compounds at 2% monthly, no withdrawals until month 12
- • Both options: 30% accumulation pool with market-related growth
- • KYC verification required before investing
- • Interest rates guaranteed, accumulation growth subject to market performance
- • Funded via Mzazela Wallet
Frequently Asked Questions
What's the difference between BUILD and BOOST?
BUILD provides monthly income withdrawals starting at month 3, with 2% non-compounding interest on 70% of your investment. BOOST compounds all returns at 2% monthly for maximum growth, with no withdrawals until month 12. Both options include a 30% accumulation pool.
How does the BUILD option work?
With BUILD, 70% of your investment earns 2% monthly (non-compounding). At month 3, you can withdraw the combined returns from months 1-3. From month 4-12, you can withdraw each month's returns. At month 12, you receive your initial capital plus the 30% accumulation pool.
How does the BOOST option work?
With BOOST, 70% of your investment compounds at 2% monthly with all returns automatically reinvested. There are no withdrawals for 12 months. At month 12, you receive the full compounded amount plus the 30% accumulation pool, maximizing your total returns.
What is the accumulation pool?
The accumulation pool (30% of your investment) grows with market-related returns allocated by administrators. This is separate from the guaranteed 2% monthly interest and provides additional growth potential for both BUILD and BOOST options.
Is my investment secure?
Yes, SWIC Build & Boost is a regulated investment product under FSP 12865. Your funds are managed securely and all transactions are fully tracked and transparent.