Loan Products
Innovative lending solutions that help you build wealth while borrowing
BUILD & BOO$T
The only loan that builds your wealth while you borrow. 100% of your loan amount gets invested in your choice of BUILD or BOOST plan.
💰 BUILD Plan
Predictable, steady growth with 2% monthly wallet credits. Perfect for conservative savers.
- ✓2% monthly returns (24% APY)
- ✓Low risk, guaranteed returns
- ✓Build substantial savings
🚀 BOOST Plan
70/30 profit split with 20% minimum APY. Higher growth potential for risk-takers.
- ✓20% minimum APY guaranteed
- ✓70% of profits to you, 30% to us
- ✓Maximum growth potential
How It Works:
Get Your Loan
Borrow what you need with flexible terms (6-60 months)
We Invest 100%
Your full loan amount goes into BUILD or BOOST
Unlock at Maturity
Get your invested amount + returns when term ends
Calculate Your BUILD & BOOST Loan
Use our calculator to estimate your monthly payments and see how much you'll have saved at the end of your term
How BUILD & BOOST Works
Unlike traditional loans, BUILD & BOOST invests 100% of your loan amount into a wealth-building plan while you make interest-only payments.
Loan amounts from R10,000 to R500,000
Flexible repayment terms from 6 to 60 months
Interest-only monthly payments
100% of loan invested in BUILD or BOOST
Unlock your investment + returns at maturity
Loan Calculator
NCA Compliant: This calculator follows National Credit Act regulations. Initiation fees are capped at R1,050 (R165 + 10% above R1,000). Monthly service fees are capped at R60/month. Short-term credit (≤6 months) uses 5% per month for first loan, unsecured credit (>6 months) uses current maximum of 28.5% p.a.
This calculator provides an estimate only. Final terms subject to credit assessment & affordability.
More Lending Products on the Way
We're expanding our product range to offer more financial solutions. These products will be available soon.
Micro-Loans
Quick access to small amounts for personal or business needs.
- R2,500 - R50,000
- Fast approval
- Flexible terms
Working Capital
Finance your business operations and bridge cash flow gaps.
- Up to R300,000
- Business-focused
- Competitive rates
Debt Consolidation
Consolidate all your existing loans into one manageable payment.
- Pay off multiple loans
- Single monthly payment
- Simplified debt management
Agricultural Finance
Specialized lending for farming and agricultural value chains.
- Seasonal financing
- Equipment loans
- Value chain support
Want to be notified when these products launch?
Trust & Compliance
Registered Credit Provider
NCRCP19930
LEI Certificate
9845000F5CB74N11EA08
Status: ACTIVE (2024-06-26)
Licensed Entity
Mzazela Finance Corporation (Pty) Ltd
Reg No. 2023/888893/07
Ready to be a Liquidity Provider?
Supply us with liquidity for on-lending and we compensate on an interest share model